Personal finance · split pay
Know where your money goes.
Settle up without the math.
Plutos tracks every expense, sorts it across your wallets, and splits shared bills between people — so a trip, a flatshare, or a dinner ends with one number: who owes whom.
iOS · Android · Web · your data stays yours
This month · your money
tracked across 4 wallets and 132 expenses — tagged, sorted, and reconciled without a spreadsheet in sight.
Track in a tap
Add an expense, pick a wallet, tag it. Plutos remembers your categories so the second time is one tap.
Wallets that fit reality
Bank account, cash, a shared holiday budget — keep them separate, see the whole picture in one balance.
Splits that add up
Split a bill any way you like. Plutos does the arithmetic and tells you the single amount to settle.
Calm by design
We talk to adults about money. No confetti, no guilt, no nagging — just the facts and the next step.
The split view
One trip, four people, one clear answer.
Log shared expenses as they happen. Plutos nets everything out and shows exactly who owes whom — no group chat spreadsheet, no rounding arguments.
- Owes you
- You owe
- Settled
How it works
From receipt to reconciled in three steps.
Add the expense
Type an amount, or import a bank CSV or forwarded receipt. Plutos mirrors it into the right wallet as a plain ledger entry.
Tag & sort
Give it a category and a wallet. Reconciliation groups your operations into spending, transfers, and refunds — automatically, and safe to re-run.
Split & settle
Mark an expense as shared and choose who's in. Plutos nets the balances and hands each person one amount to pay or collect.
Your money, minus the math
Start tracking in an afternoon.
Set up your wallets, import a month of history, and let Plutos do the reconciliation. Free to start, private by default.
Get started